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Miracles In Progress 12 Step Recovery Forums -> Al-Anon Family Group -> Al-Anon Family Group -> NSF Charges Again
Post Info TOPIC: NSF Charges Again
Sincerely


Senior Member

Status: Offline
Posts: 450
Date:
NSF Charges Again
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UGH, our joint account is NEGATIVE again. 
My personal account is just fine.
Yesterday I put $200 from my personal account into our joint account to avoid NSF charges, however it didn't work.
All those pending charges from the weekend and MLK day jumped up to bite me in the butt.  Anyway, went to the bank to clear it up and decided not to.  Everything has been paid, nothing returned.  Have $96 in NSF fees, but I'm not putting anything else into that account.  Hubby can do without until the 30th.
My payroll goes into my own seperate account.  I make sure most of our monthly expenses are automatically EFT'd out of hubby's account on paydays.
This month, i could tell he was on a roll, i took out $300 of our joint account at the ATM.  I think I did more harm than good because I'm having to put it back in to cover the NSFs which is about $300.

UGH... I'm beyond frustrated.

__________________

With love in recovery, 

Sincerely
Debilyn


~*Service Worker*~

Status: Offline
Posts: 3653
Date:
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Well u no you are working your program protecting yourself!

I learned anytime I did a joint thing with AH and it went sour, it went against my credit and rep. too. So I finally quit everything with him.

There is no reason we should allow the disease to make us suffer. Look how upset it has you! The disease hurting you again! rrrrrrr

YOU have such a good attitude. I guess as the things that the disease brings that bother us, it is up to us to figure out how to stop it, not expecting the same things to bring a different result.

In my head if I am bothered by something, I think, "Ok what can I do to change this, what are my options?

Thank you for sharing! love,debilyn

__________________

Putting HP first, always  <(*@*)>

"It's not so much being loved for ourselves, but more for being loved in spite of ourselves."

       http://www.al-anon.alateen.org/meetings/meeting.html            Or call: 1-888-4alanon
White Rabbit


~*Service Worker*~

Status: Offline
Posts: 895
Date:
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Oh man. I have totally been where you are. My exAH used to overdraw our account all the time. We pretty much had money on pay day, and a few days after that the account would stay negative until the next payday. I felt very stuck for a very long time about it. It did not occur to me that I could separate my stuff.

Kudos to you for realizing that you have choices and you can choose to take care of yourself despite someone else's actions. You're doing a good job.


Summer

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* White Rabbit *

I can't fix my broken mind with my broken mind.
Aloha


~*Service Worker*~

Status: Offline
Posts: 1652
Date:
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My exAH tried to convince me it was "normal" to live paycheck to paycheck.

I wised up when I separated our accounts a long time ago and found that I was actually managing to SAVE money while keeping up with our bills while my exAH continued to overdraw his account and rack up bank fees.

The disease is all-consuming. It hits the alcoholic hard everywhere, not just in relationships. It hits their pocketbook, too.

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Miracles In Progress 12 Step Recovery Forums -> Al-Anon Family Group -> Al-Anon Family Group -> NSF Charges Again