The material presented
here is not Al-Anon Conference Approved Literature. It is a method
to exchange
information, ideas, feelings, problems and solutions on a personal
level.
I really needed a new car. I researched a lot about the car I was looking at. I went to 2 dealerships. One that was close to me told me my credit was too bad to get an interest rate lower than 20% and my payment would be $400-500 a month. He told me this without even trying to get me a loan. I received a call from another dealer I went to and he told me they were working on a loan. they tried to pressure me about coming in that day when I couldn't ..and I didn't cave into their salesman pressure. I knew if I was meant to get this car, it would happen a day later when it was convenient for me to come in! I texted the salesman all day long about what I needed. The finance guy pressured the bank to get me a loan I could deal with. so, the end result: 9.44% interest with a payment of $296 a month!! And the price of the car was lowered too! All because I told them what I needed and didn't cave in! I got a good warranty too. It pays to have patience and trust in my HP...and to trust myself and not let people take advantage of me.
This is how it is done...You got tools and priorities and put that together with a HP who won't stop hanging with you and others will say "Okay...lets do this". From a former sales and finance manager in that industry. Great tools and a HP who will hang with you in the process...you get your needs met and the dealership is supportive. Winner!!