I received notice yesterday that my husband's car which is financed in both our names is far enough behind on payments it's being sent to collections for repossession. This car was purchased last year and was supposed to be totally his responsibility to pay for. This is the third car we have financed together and he had never missed one payment in the past so there was no reason for me to hesitate to sign my name on the finance papers. I couldn't have predicted that after 10 years of being a drinking 3 or 4 days a week but still handling his responsibilities kind of alcoholic he would suddenly turn into a drunk 7 days a week crazy mess. Yes I should have done more research about alcoholism and then I would have known it was a progressive disease and it was only going to get worse. I'm just so upset about this. I've always been a financially responsible person and I've never had anything like this happen. I've been so responsible paying my bills on time and now my credit is going to be destroyed for years because I was dumb enough to trust my husband. The worst part is that I'm told after they sell the cremainingar they will sue us for the remaining balance of the loan which factoring in depreciation, that high mileage he's put on the car, and the massive amount of damage he's done to the car we're going to owe $12,000 to $18,000. I'm just sick. And he's too drunk to care. And of course instead of apologizing for putting me in this awful position he has somehowsomehow shifted the blame onto me. He has concocted some crazy scenario in his head somehowwhere I'm somehow in cahoots with the finance company to prevent him from making his payments. I'm so tired of him abandoning all his responsibilities than blaming me and every else for the consequences of his behavior.