Hi everyone! So, I decided to take the plunge into home ownership and I'm scared to death! I have never owned a home as a single; I've always been married. I went through the prequalification with a lender last week and he called me a few days ago to say, 'You can qualify for a bigger home if you want but all looks great!"
Just hearing that made my heart skip a beat because I've never done anything like this on my own. I'm actually going to be buying the condo that I'm renting and have been living in for the past year. It's small but it's cozy and I absolutely love the area and the community amenities, etc. I've been working with a realtor to just help me on my side of the transaction and she's only taking a small cut of the sale because she's my friend's mom and she's doing me a favor. But, honestly, just to know that I can qualify for a home of my own on my own merits and income was really a big deal to me. I know this won't be my forever home. I'm thinking I'll stay here for about 3-5 years depending on the housing market and where things go with my relationship (s), etc.
I have no desire to live with a man any time soon and my current bf is supportive of my decision. This is a great area with lots of new homes and shopping going up around here and I know if I wanted to rent it in the future or sell, I'd have no problem.
Anyway, I'm still thinking about all the little things i'm going to change. The lighting fixtures need to be upgraded and I want to tile the backsplash in the kitchen and then paint the wall behind my sofa in a nice deep blue!
I just felt I had to share because when I left my marriage 5 years ago, I had no career, no street smarts (or minimal anyway) about how to buy a car or a home. I have come a long way in a few years and I'm really excited to see what's ahead in my future.
SerenityRUS said
Jun 3, 2019
Congrats!!!!!
Iamhere said
Jun 3, 2019
(((andromeda))) - how totally, totally awesome!!! I hear the joy in your words and my heart is smiling for you and your news! I am so proud of you and all you've done to be you - this was a great share...made my day! Enjoy every moment - even when you're ready to second guess the back-splash project, remember you own this and can take a break....it took me years to realize that progress, not perfection applies way beyond this program! I am happy to report our home looks lived in most of the time, and 'lovely' when company is coming!!! Way to go - pat yourself on the back my friend!! (((Hugs)))
hotrod said
Jun 4, 2019
Congrats Andromeda You have worked hard Good luck
PosiesandPuppies said
Jun 4, 2019
This news brought a huge smile to my face... thank you for sharing your exciting news!!!
I haven't been here long enough to know your full back-story, so I am glad you added your circumstances when you started out. You have come a long way, baby! LOL! Certainly a bonifide success story!
Good luck with the closing, and I will be excited to hear about your latest house upgrade!!
Freetime said
Jun 4, 2019
Congratulations, Andromeda!! I hope you have a lot of joy in making your house into YOUR home... and keep coming back to share your progress.
canadianguy said
Jun 4, 2019
Awesome sauce Bonnie!
You deserve this - it's so nice to see good things happen for good people who put in the work.... Yayyyyyy!!
Tom
JerryF said
Jun 4, 2019
Letting go and letting God (and good realtors) so often have good consequences. (((((Andromeda)))))
Temple said
Jun 5, 2019
Congratulations!
Your enthusiasm is palpable.
You have come very far, very fast and I am happy for you.
Temple
El said
Jun 5, 2019
It sounds very exciting to me! I wish you the best with it all!
Ellen
Bo said
Jun 6, 2019
Congratulations!!! All the best!!! It's amazing to have such enthusiasm and excitement -- and for everyone, just imagine bringing a little bit of that to life every single day!
Jen61 said
Jun 6, 2019
Congrats! I am so happy for you.
andromeda said
Jun 6, 2019
OK, so I signed the contract today. This is getting real right now! I started having all this fear out of nowhere. This really is a HUGE step for me. For so long, 20 plus years, I have been dependent on men to assist me or provide for me. This really is a big step for me as a single woman. I still can't believe I have the job I have, the benefits at work, the friends and social circle I've developed, and now a home I can own!
Seriously, 5 years ago I felt that death couldn't come fast enough. I was so tired. So tired of carrying around my EXAH's baggage and guilt trips and emotional abuse. I had no self esteem and spent years in counseling but in June 2015 my divorce was finalized and I had so many doubts. No work experience for years, dependent completely on my XAH and his income, and I felt like my life was a sham and that i had wasted so many precious years and I remember feeling like I would have nothing to look forward to since i had wasted so many years with my XAH. But, I've come to find out that it's all part of my journey. I am always right where I'm supposed to be; no question about it.
Thank you all for your support! Sending in my earnest money this weekend and then working on the finalizing of the mortgage application process as we move forward.
Iamhere said
Jun 6, 2019
Woohoo - you go girl! You deserve to have what you want and it's all going to go exactly as you say - a part of your journey and right where you are supposed to be! So excited for you!!
andromeda said
Jun 6, 2019
OH, and as an aside, I just bought tickets to see The Offspring in concert next week. My favorite band of all time, lol. And, my neighbors upstairs are probably not happy with me right now because I'm blasting their music right now.
Still trying to get used to my braces so I think I'm in rebellion mode because I can't even chew green beans right now, lol!
a4l said
Jun 7, 2019
Lol,The Offspring were my first live concert.( Well the second if you count The bloodhound gang as a band?) They popped blow up doll versions of the backstreet boys before blasting into the first set.
Really cool about the house purchase Andromeda, I've been inspired by how focused you've been in creating your life from scratch. Xxx
Mattie said
Jun 8, 2019
That all is such great news! You are going from strength to strength. An inspiration to all of us who worry about the future!
PosiesandPuppies said
Jun 8, 2019
You are empowering YOURSELF!!! Awesome sauce!!!
I feel a housewarming party coming up!!
1911A1 said
Jun 13, 2019
Congratulations! So much progress! You have been working it, and it has been working. I'm especially glad that you recognize your own progress over the long haul.
andromeda said
Jun 16, 2019
Yes, a housewarming is definitely in the works for August some time. I am still in awe as to where my life is today. kind of worried about things at my company but trying not to focus on it because they are doing some 'realignments' in the department and no one is really clear about how this is going to pan out!
I just show up, do my job, and try to stay out of the gossip, but it's hard. Anyway, I just want to get through this week. I'm leaving Thursday night to go to Detroit to visit my bf's family and this is the one where you meet the WHOLE family, lol, so it's going to be interesting. Just super grateful I was invited and that my bf's sister has been so welcoming and wants to take me around and show me Michigan!
Iamhere said
Jun 17, 2019
Sounds lovely.....have a great time and a great trip!! (((Hugs)))
Hi everyone! So, I decided to take the plunge into home ownership and I'm scared to death! I have never owned a home as a single; I've always been married. I went through the prequalification with a lender last week and he called me a few days ago to say, 'You can qualify for a bigger home if you want but all looks great!"
Just hearing that made my heart skip a beat because I've never done anything like this on my own. I'm actually going to be buying the condo that I'm renting and have been living in for the past year. It's small but it's cozy and I absolutely love the area and the community amenities, etc. I've been working with a realtor to just help me on my side of the transaction and she's only taking a small cut of the sale because she's my friend's mom and she's doing me a favor. But, honestly, just to know that I can qualify for a home of my own on my own merits and income was really a big deal to me. I know this won't be my forever home. I'm thinking I'll stay here for about 3-5 years depending on the housing market and where things go with my relationship (s), etc.
I have no desire to live with a man any time soon and my current bf is supportive of my decision. This is a great area with lots of new homes and shopping going up around here and I know if I wanted to rent it in the future or sell, I'd have no problem.
Anyway, I'm still thinking about all the little things i'm going to change. The lighting fixtures need to be upgraded and I want to tile the backsplash in the kitchen and then paint the wall behind my sofa in a nice deep blue!
I just felt I had to share because when I left my marriage 5 years ago, I had no career, no street smarts (or minimal anyway) about how to buy a car or a home. I have come a long way in a few years and I'm really excited to see what's ahead in my future.
I haven't been here long enough to know your full back-story, so I am glad you added your circumstances when you started out. You have come a long way, baby! LOL! Certainly a bonifide success story!
Good luck with the closing, and I will be excited to hear about your latest house upgrade!!
Awesome sauce Bonnie!
You deserve this - it's so nice to see good things happen for good people who put in the work.... Yayyyyyy!!
Tom
Letting go and letting God (and good realtors) so often have good consequences. (((((Andromeda)))))
Your enthusiasm is palpable.
You have come very far, very fast and I am happy for you.
Temple
It sounds very exciting to me! I wish you the best with it all!
Ellen
Seriously, 5 years ago I felt that death couldn't come fast enough. I was so tired. So tired of carrying around my EXAH's baggage and guilt trips and emotional abuse. I had no self esteem and spent years in counseling but in June 2015 my divorce was finalized and I had so many doubts. No work experience for years, dependent completely on my XAH and his income, and I felt like my life was a sham and that i had wasted so many precious years and I remember feeling like I would have nothing to look forward to since i had wasted so many years with my XAH. But, I've come to find out that it's all part of my journey. I am always right where I'm supposed to be; no question about it.
Thank you all for your support! Sending in my earnest money this weekend and then working on the finalizing of the mortgage application process as we move forward.
Still trying to get used to my braces so I think I'm in rebellion mode because I can't even chew green beans right now, lol!
That all is such great news! You are going from strength to strength. An inspiration to all of us who worry about the future!
You are empowering YOURSELF!!! Awesome sauce!!!
I just show up, do my job, and try to stay out of the gossip, but it's hard. Anyway, I just want to get through this week. I'm leaving Thursday night to go to Detroit to visit my bf's family and this is the one where you meet the WHOLE family, lol, so it's going to be interesting. Just super grateful I was invited and that my bf's sister has been so welcoming and wants to take me around and show me Michigan!